Dream to Study Abroad? This is Your Chance!
Dream to Study Abroad? This is Your Chance!
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For Admissions/Queries, Call Raj Agarwal @ +91- 9307748598. E-Mail: raj.aggarwal@springdaleindia.in , Our All Services are Free.
A dream is all you need to avail Study Loans. Explore your education & career opportunities overseas and let us finance your dreams with our quick, easy, and customized education loans for studying abroad!
A dream is all you need to avail Study Loans. Explore your education & career opportunities overseas and let us finance your dreams with our quick, easy, and customized education loans for studying abroad!
We know that you have big plans and you just need the last piece of the puzzle - the finance - to fall into place. That’s where we come in. The benefits of higher studies abroad are almost endless. On the professional front, it gives you access to better jobs and helps you build a bright future for yourself.
Studying abroad also helps you grow as a person as you meet new people and experience new cultures. It’s no wonder that more than 750,000 Indian students choose to study abroad every year. And with our education loan assistance for abroad studies, you could be one of them!. We provide financial solutions for every step of your journey, from pre-admission loans for proof of funds to pre-visa disbursement loans that help you with the visa formalities and fast-track loan which expedites your admission process.
Expenses involved in overseas studies may force parents to exhaust their savings or liquidate their assets, just to cover costs. In such a scenario, the education loans offer an easy walk around. You keep your savings intact & assets invested. There’s more – you’ll also build your credit score in the process, this can be super helpful if you ever need to apply for a home loan or a marriage loan in the future. This is a perfect win-win scenario.
We provide education loans that are simple & cover all your education-related expenses. This allows you to spend more time focusing on your degree and less time worrying about how to pay for it. Our goal is to make things easier for you. Whether you choose to study in India or abroad, you can count on our education loans to pave the way for you. The most popular destinations to study overseas are the USA, Canada, UK, Germany, Australia, Singapore, New Zealand, UAE, France, and Ireland, to name a few.
We provide numerous features that make it easier for students to pursue their dreams. Some of these features include:
We provide numerous features that make it easier for students to pursue their dreams. Some of these features include:
Loan sanction or Disbursement before admission/visa
100% Finance: No Margin Money
No Upper Limit on Loan Amount
3-4 weeks Loan Sanction
Flexible Repayment Options
Hassle-free & Transparent Process
Doorstep Service
Post Disbursement Online Account Management
Certificate of Availability of Funds (If required)
Covers all pre-Admission expenses such as costs of Test Preps, Consultant Fees, Admission -Applications, and your Course Fees & Living Expenses.
Covers Living Expenses including the purchase of Books, Computers, and other expenses essential to complete the course (up to 75% of total living cost though not exceeding 20% of the total tuition fee).
Covers Caution Deposit / Building Fund / Refundable Deposit supported by Institution Bills / Receipts but not exceeding 10% of the total tuition fee.
Covers Travel expenses/passage money up to Rs. 75000/- for students traveling abroad.
Loan Amount :
Loan Amount :
The loan amount depends totally on your loan worthiness, we can arrange loans from INR 1lacks - INR 50 Lacks.
Courses:
Courses:
All Higher officer Marine courses, Graduation/ Post-graduation for job-oriented professional/ technical courses offered by reputed universities outside India can be considered for education loans.
Document Required:
Document Required:
Student KYC & Educational Documents.
Course & Fee Details.
Co-Borrower KYC and Income Documents.
Collateral / Security Documents (If taking a secured loan).
Residential property ( house/flat/apartment).
Fixed deposit with any deposit-taking organization assigned in favor of Bank / financial institution.
Life insurance with surrender Value equivalent to required security coverage.
Non-agricultural land.
Note: The co-borrower of the abroad studies loan must be an Indian Citizen and the parent of the child, you could also add more co-borrower like Sibling, Legal Guardian, or any other Relative to make you eligible for the higher loan amount. Yes, We accept multiple and multi-city co-applicants. If the eligibility of the primary co-applicant does not fit the Education Loan eligibility, he/she can add more co-applicants. We support multi-city co-applicants as well.
The Education loan amount is provided to you by :
The Education loan amount is provided to you by :
DD –Demand Draft.
Cheque.
Or it is electronically transferred to the designated bank account.
The Tuition and hostel Fees will be directly disbursed to the educational institute, as per the requirement of the specific educational institute.
In case the student resides outside the hostel, the fee will be transferred to the co-borrower account.
Repayments:
Repayments:
Minimum Repayment Tenure: 12 Months.
Maximum Repayment Tenure: 120 Months (Including course duration).
REPAYMENT TYPES:
REPAYMENT TYPES:
As a responsible lender, we understand the importance of your education loan and ensures that you are supported with various options to maintain good credit so that you not just enjoy your financial independence but are responsible for maintaining it too. We also offer you the flexibility of repaying your education loan while in school as well as on completion of your course.
Interest servicing during the course.
Partial interest servicing during the course.
EMI repayment during the course.
Interest :
Interest :
The current interest rate for education loans in India is around 10% to 14%. However, it can vary from case to case basis & depending on your financial capacity & the kind of collateral given.
" To get a better idea of the loan amount you can get, it is best to go through the basic assessment by contacting us. Once we assess your needs & your financial capacity, we will be in a better position to ascertain the maximum loan amount you can get."
Education & Personal Loan for Seafarers :
ONLY FOR SEAFARERS :
If you are keen to fund your studies through an Educational loan Or require a personal loan for any other purpose, we would need the following initial information to guide you better & anylyse your eligibility:
Basic Details of Seafarers for Loans:
- Name?
- City Name & Area Pincode?
- Months sailed in the last 12 months?
- Months Sailed in the last 6 months?
- Monthly wages?
- Required loan amount?
- Total Existing EMI no you?
- Type of Loan Required
(Education Loan / Personal Loan / Both)?
- Are you presently sailing or home?
- If home, Sign Off date?
Send the above information to us or for any other information, WhatsApp: https://wa.me/message/25LXF4HSQON3J1
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